Hello, welcome back to gistkob. Are you new in the states? I trust you must have been searching for the best banks in USA with extra account protection 2024. When I say the best banks, I mean the safest banks to bank with. Worry no more! I just gat them for ya. You’re welcome.
Note : This isn’t a sponsored post. I’ll just be suggesting you the best banks to bank with in the states 2024, based on their security measures against fraud. Best banks in USA 2024.
We all know the importance of saving money. First and foremost, saving money is really important because it helps you in events of financial emergencies.
Saving money in the bank is one thing, but saving money in a secured bank is another different thing. We all know the risks of saving money in an unsecured bank, your money being save is a 50/50 chance. That’s why we all need to save with banks that offer extra account protection features.
Don’t get me wrong, All banks offers some form of protection against fraud/theft, but some banks have extra security features. These banks are actually what I want to share with you.
Best banks in USA 2024
- Citibank
- Bank of America
CitibankÂ
Founded 16th june 1812, new york United States with over 132 million accounts from users. Without being told, Citibank obviously is old and a standard Bank as well. Citibank has over 700 branches in the USA and over 1k branches abroad.
What type of accounts does Citibank offer? -Savings account and their are two types of savings account which are;Â the citi savings and the citi accelerate savings. Each comes with a 10 digits account number.
What are the requirements to own a citi bank account in the USA? – You must be a citizen or resident in the states, your physical address, a means of identification and your social security number.
What’s the minimum amount to open a citi bank account? – Thiers no minimum amount required to own a citibank account. It all depends on you if you want to create an account with some cash at the beginning, but by default, theirs no minimum account required.
How I get started? – approach any physical branch around you to make enquires. Cheers!
Bank of America
Bank of America is one of the oldest and most trusted banks in the United States with over 66million accounts and over 4299 branches in USA and abroad. I’m pretty sure you’ve heard about this bank already, it’s almost the most popular bank in the U.S.
What type of accounts does bank of America offer? – bank of America has over 5 types of accounts, but if you’re just looking to own a normal account with them, then the savings or checking account is best for you. Each comes with 12 digits account number.
What are the requirements to own an account with bank of America? – To own an account with the bank of America is easy. First and foremost, you must be a citizen or a resident in the United States. In terms of verification, one of these must be required; either a driving license, state issued ID with photo, U.S passport or a military ID with photo.
Secondly, you’ll need to provide some of your personal information such as; your current and active mailing address, social security number, email address. Don’t have an email address? Create one from G-mail now in 2mins HERE.
What’s the minimum amount to create an account with bank of America? – As of the last time I checked, the minimum amount deposited required to own a savings account with them is $100. But nevertheless, this information fluctuates, so you’re advised to approach any nearby branch and make enquires.
How do I get started? –Â Make sure the required details I mentioned above are with you. Then approach any Bank of America nearby branch and they’ll walk you through. Cheers!
Conclusion on the best banks in USA without extra account protection 2024
We have a lot of banks in the U.S but I only suggested two for ya, you must be wondering… What makes these banks so special? Simply because they have extra account protection measures.
These banks I mentioned above are special in terms of security measures against theft/fraud. They have extra security features, and these features includes; debit card blocking, two factor authentication, next day cash reimbursement and lots more.
What’s your favorite bank? Let’s hear from you also via comments.